Personal Finance
Latest personal finance news and analysis
The True Cost of Living Has Doubled Since 2001, New Research Finds
A former U.S. Comptroller's study finds the real cost of living has risen over 106% since 2001 — far outpacing official CPI figures and the raises most Americans have received.
Energy Prices Are Up 18% — How It's Raising Your Bills Across the Board
Energy costs surged 17.9% year-over-year in April, and the ripple effects are hitting your gas station, grocery store, and utility bill all at once.
Energy, Shelter, Food: The Three Costs Still Crushing American Budgets in 2026
Inflation is 3.8% overall — but energy jumped 3.8% in April alone, rent keeps rising, and groceries are up 4–5% over the past year. Here's the full picture of where your money is going.
May CPI Report Drops June 10 — What It Could Mean for Your Bills
Inflation is still running at 3.8%. Next week's CPI release could determine whether the Fed hikes rates — and what that means for your credit cards, rent, and groceries.
Your Credit Card APR Probably Won't Drop Much in 2026 -- Here's What to Do
The average credit card APR is still near 21% in 2026, and experts say meaningful relief is unlikely this year. Here is how to stop paying so much in interest right now.
Half of Americans in Debt Say Financial Stress Disrupts Their Daily Lives
A new report finds credit card debt is the number one financial stressor for every generation in 2026, as credit counseling demand surges 24% year-over-year.
High-Yield Savings Rates Are Still Above 4% -- But Not for Long
Top high-yield savings accounts still pay up to 4.20% APY as of June 2026, but rates are sliding. Here is how to lock in the best return before the Fed cuts again.
Americans Hit a Record $1.25 Trillion in Credit Card Debt in 2026
U.S. credit card debt surged to $1.25 trillion in Q1 2026, with delinquencies at their worst level since the 2008 financial crisis. Here is what it means for your wallet.
5 Ways to Inflation-Proof Your Savings Account Right Now
With inflation still running at 3.4% and savings account rates softening, your money may be losing real value. These five moves can help you keep up — or pull ahead.
What Trump's China Tariffs Actually Cost the Average American Family
A new Peterson Institute analysis puts the annual tab at $2,200 per household. Here's exactly where you're paying it.